If you also want to start your own business then you do not need to worry. The Central Government is running many schemes to promote self-employment, taking advantage of which you can easily start your business. One such scheme is PM Swanidhi Yojana. Today we will learn about this scheme in detail in our report.
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What is PM Swanidhi Yojana?
PM Swanidhi Yojana is a central government scheme. It was started to help street vendors during the Corona period. The special thing about this scheme is that the people taking loan under it do not need any kind of guarantee.
Who Can Avail The Benefits of This Scheme?
Street vendors like cobblers, fruit-vegetable vendors, tea kiosk vendors, washermen, hawkers, and street food vendors can avail the benefit of this scheme.
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Loan Available up to Rs 50 Thousand
Under PM Swanidhi Yojana, any person can get a maximum loan of Rs 50,000. Subsidy is also given on this by the government, but you will not get it the first time. First you will be given a loan of Rs 10,000 to start a business, which you will repay, then in the second time you can take a loan of Rs 20,000 and in the third time you can take a loan of Rs 50,000.
No Guarantee Required For Loan
No guarantee is required to take a loan under PM Swanidhi Yojana. After the loan application is approved by the bank, the amount is transferred to your account. According to the information available on the website of PM Swanidhi Yojana, 47.31 lakh people have applied for this scheme and loans have been given to 37.06 lakh people.
It Is Necessary To Have Aadhar Card
If you want to apply for this scheme, then you must have Aadhar card linked to your mobile number. After this you can go to any government bank and apply.
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